Buying Land - Why You Should Plot Easements on Your Title Report
If you want to buy land or you’re looking to buy, I want to explain why plotted easements need to be on your title report. Typically, when your offer is accepted, it goes under contract and you open escrow. Your escrow officer, or your real estate agent, will order the title report or the preliminary title report for the property. In that report, you’re going to get a number of items that explain all the different details and exceptions of what they won’t cover and what they will cover in that report.
Different Types of Easements
Easement descriptions are part of the report you get, and they play a big part of encumbering the property which is why plotting the easements is an important task to request from the title company. There could be several different types of easements that impact your property and unless you are very, very familiar with reading these title reports and legal descriptions, interpreting where that easement actually is on the lot can be difficult. Some examples of different easements may include:
- Utility Easements
- Road Easements
- Water Easements
- Fire Easements
Easement Plotting Process
This process normally adds a couple more days, but the wait is totally worth it. When you request the title company to plot the easements, they place a colored key on the parcel map that shows the outline of the property and the surrounding properties. The number of easements will determine how many colors will be used.
Then they use the legal description to plot with a line, yellow line or blue line or green line, where that easement crosses your property and where it encumbers the property. This allows you to get a very good visual of what actually exists.
These visuals give helpful confirmation on what your title report is saying.
- The yellow easement is a utility easement. In this instance, you’ll see a 10-foot wide utility easement on the south or north side of your property.
- Perhaps you have an additional 20-foot easement for a road on the west side of the property. That will be another color such as blue.
Easement Plotting Benefits
We ourselves have gone back a number of times in question, “This doesn’t look right, this is not plotted correctly.” Other times we’ve found that maybe there is no easement on the property, or even one that they actually missed. Plotted Easements have allowed us to go back and question the title company to go, “Oh yeah, we missed that document,” so this is something you definitely want to do. In the end, it can save numerous headaches in the long run.
Helpful Information for Home Projects
I hope this helps. If you have more questions about buying land, building a custom home, building an ADU, remodeling your house, you can find helpful information on our website along with popular floor plans. Check out www.tfgonline.com to download plans and more helpful information. Thanks for your time and have a great rest of your week.
Freeman’s Construction Inc. has been building custom homes, accessory dwelling units, and completing whole house remodeling projects in San Diego County for over 39 years. To schedule a project consultation please call us today at 760-788-6846 or fill out a request form here.
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